What’s New?

There is no school on Monday for students all across the country. Many companies are closed, too. Almost everyone gets some time off as the nation celebrates Presidents’ Day. The holiday honors two of our greatest Presidents, George Washington and Abraham Lincoln. Every year, the third Monday of February is set aside by the federal government to honor these men and their contributions to the nation. The celebration officially started in 1880, when Washington’s Birthday (February 22) became an official holiday in Washington, D.C. It became a national holiday in 1885. In 1971, Congress officially moved the holiday to the…

Century Federal Credit Union has purchased the Richmond Heights building, and their branch will open soon.   In spirit of people helping people, we are keeping the Richmond ATM active for both Cardinal and Century Federal members, allowing surcharge-free withdrawals.   In the future, Century Federal will be installing a new ATM which will remain surcharge-free for Cardinal members.   Stay tuned: Cardinal’s new branch will be announced soon.   Thank you for your support and understanding.

OHIO RV SUPERSHOW LARGEST INDOOR RV SHOW IN THE COUNTRY January 8-12 at the I-X Center The Ohio RV Supershow, presented by Progressive, will showcase 800 of the newest RVs all under one roof including Tent Campers, Travel Trailers, Fifth Wheels, Toy Haulers and Motorhomes. The event is packed with any and all RVs to fit any sized family, couples or single camping needs. The top RV Dealers in Northeast Ohio will offer the best deals of the year! Come to Cardinal to finance your RV!

Reduce Your Expenses Excerpts from Living within Your Means, available in the Savings & Debt section of your NEW Financial Fitness program. Expenses on utilities make up a big part of household budgets. Here are some ways to cut back on utility expenses to free up money for other things. Bundle your services for cable TV, Internet, and phone. Combining these services allows you the convenience of one bill and a lower combined rate. Bundling can save as much as several hundred dollars per year. Negotiate to keep teaser rates. Utility companies offer a lower rate to get you to sign…

via FinancialFeed The year is getting nearer to the end. With such finality in view, how do we pass the time? How do we shift our thoughts to distract ourselves from another year gone by? A new car! Below you’ll find the best times to go car shopping to help you find the best deal possible. There a few factors to keep in mind when trying to get the best price on a car. Time of Year First, using the sales quotas of the sales representative will be one of your best tools in getting your car. Sales quotas can…

Understand Good and Bad Debt An excerpt from Managing Your Debt from CUNA While some debt is okay, too much debt is not. So, how do you know whether you have too much debt or not? First let’s look at two different kinds of debt we might incur. 1. Investment Debt First, there is investment debt, such as the debt incurred to buy a home (mortgage) or to start a business. Generally, this kind of debt is used to purchase assets that when liquidated will provide cash to repay the debt, or will provide income or have use value over the life…

by MoneyAndStuff.info in Financial Tips Comments Offon Five things to do before making a big purchase Nearly 18 million Americans will buy a new vehicle this year. Over half of all Americans plan to buy a house in the next five years. As more consumers make major purchases, the demand for affordable loans will rise. How can consumers take action to save on financing costs and find the most affordable loan? According to a recent survey, many Ohioans planning to purchase a car or home have taken steps to prepare. Fifty percent of respondents indicated they would use money from savings for a…