| Deposit Accounts | Tiers | APY* | Dividend Rate |
|---|---|---|---|
| Platinum Money Market Savings Account | 0.40% | 0.40% | |
| Jumbo Money Market Savings Account | 0.30% | 0.30% | |
| Money Market Savings Account | 0.25% | 0.25% | |
| Individual Retirement Savings Account (IRA) | 0.50% | 0.50% | |
| Savings (Share) Account | 0.10% | 0.10% | |
| Holiday Club Account | 0.10% | 0.10% | |
| Interest Checking | $50,000+ $25,000-$49,999 $10,000-$24,999 $1,000-$9,999 | 0.30% 0.20% 0.15% 0.10% | 0.30% 0.20% 0.15% 0.10% |
| Interest Plus Checking | $0-$15,000 $15,001+ | 1.50% 0.15% | 1.49% 0.15% |
| SmartStart Checking | $5,000+ $2,500-$4,999 $500-$2,499 | 0.20% 0.15% 0.10% | 0.20% 0.15% 0.10% |
| Certificates May Be Shares or IRA's ($500 Minimum Deposit) | APY* | Dividend Rate |
|---|---|---|
| 3 Month Certificate | 0.40% | 0.40% |
| 6 Month Certificate | 0.70% | 0.70% |
| 7 Month Certificate** | 1.40% | 1.39% |
| 9 Month Certificate | 1.00% | 1.00% |
| 12 Month Certificate | 1.40% | 1.39% |
| 13 Month Certificate** | 2.50% | 2.47% |
| 18 Month Certificate | 1.60% | 1.59% |
| 19 Month Certificate** | 2.75% | 2.72% |
| 24 Month Certificate | 1.70% | 1.69% |
| 36 Month Certificate | 1.90% | 1.88% |
| 48 Month Certificate | 2.00% | 1.98% |
| 60 Month Certificate | 2.10% | 2.08% |
*Annual Percentage Yield (APY), Dividend Rates and Terms subject to change without notice.
**Special offers not eligible for IRA Accounts and Relationship pricing.
There is a penalty assessed for early withdraw of Certificate.
Business transacted at Cardinal Credit Union is governed by the laws of the State of Ohio.
$100 minimum balance to earn dividends on Savings & Holiday Accounts
$2,500 minimum deposit on Money Market; $15,000 on Jumbo Money Market
$100 minimum deposit on IRA Savings; $500 minimum deposit on Certificates and IRA Certificates
$1,000 minimum balance on Interest Checking