Cardinal Assistance Loan Programs
- Skip-a-Payment fee is $25.
- Only two Skip-a-Payments can be made during a12 month period. Cannot be used in consecutive months.
- Members will be eligible for the Skip-a-Pay only after making their first 6 payments.
- Members must be less than 31 days delinquent to qualify.
- Sign in to your online banking. Skip-a-Payment option is available under the “Services” tab.
- If you do not have online banking, we have created the form to be completed electronically on our website under COVID-19. However, please allow additional time for the handling and processing when completing electronically.
- The Member Loan application is available under the “Loans” tab, at the top of this page. Select “Personal Loan” option or by click here to apply.
- Email us at firstname.lastname@example.org for form.
- Monday – Thursday: 8:00 a.m. to 9:00 p.m. ET
- Friday: 8:00 a.m. to 8:00 p.m. ET
- Saturday: 9:00 a.m. to 6:00 p.m. ET
Students can also access their accounts anytime, using SallieMae.com or the Sallie Mae App to manage their accounts, view transactions, check balances, make payments, change passwords, and more.
SBA DISASTER LOANS FOR COVID
- May not be eligible to farmers or ranchers
- No cost to apply, only fees are for filing fees from the county/state and insurance
- Loans up to $2mil based off of each business’s financial position
- 75% for profit business
- 75% for not for profit
- Lien will be placed against the property, if loan amount is greater than $25,000. If there is a first lien it will be a second lien and so forth value of collateral means nothing right now
- Must show the ability to repay
- First payment is due 11 months from closing date
- No prepayment penalty
Applicants may apply online, receive additional disaster assistance information and download applications at: https://disasterloan.sba.gov/ela
Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email DisasterCustomerService@SBA.gov for more information on SBA disaster assistance.
Individuals who are deaf or hard of hearing may call (800) 877-8339 or email DisasterCustomerService@SBA.gov
Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155
Paycheck Protection Program
The IRS is committed to helping you get your Economic Impact Payment as soon as possible. The payments, also referred to by some as stimulus payments, are automatic for most taxpayers. No further action is needed by taxpayers who filed tax returns in 2018 and 2019 and most seniors and retirees.
Check on the status of your Economic Impact Payment
This application will give you information about:
- Your payment status
- Your payment type
- Whether the IRS needs more information from you, including bank account information
You may review your accounts and check to see if the stimulus payment was deposited by logging into your online banking. If you do not have an online account set up you may do so by registering above, click ‘First Time User’.
Before requesting to Skip-a-Payment:
Please ensure you first read the above guidelines, and know what is available for each service.