Review account and fee disclosures. Member Disclosure E-Sign Disclosure U.S.A. PATRIOT ACT Regulations To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account or request credit. What this means for you: When you open an account we will ask you for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. *By applying for a loan, I also agree that Cardinal Community Credit Union may review my credit and account history with consumer reporting agencies.