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SmartStart Checking Account Perks:

  • No Monthly Fee 
  • Earn Interest (Dividend-Bearing Tiered Rates) 
  • FREE Online Banking 
  • FREE Mobile Banking 
  • FREE Mobile Deposit 
  • FREE Online Statements 
  • FREE Online Check Images 
  • FREE Debit Card 
  • FREE Direct Deposit 
  • FREE ATM Transactions (Cardinal-Owned ATMs) 
Lil' BrowniesHigh School CheckingPartnered High SchoolsCollege
Parent-owned and designed for
kids with great benefits including,
but not limited to; parental card controls,
transaction requests/notifications,
parental allowances and payment
for grades, budgeting, and
youth financial education tools.
Designed for high school students
to launch their financial journey.
Great benefits include
free mobile banking
and mobile deposit, No monthly
fee and free estatement.
Students attending:
Mentor High School
Lake Catholic High School
NDCL North High School
South High School
For college student and
those preparing for college.
Great benefits include
free mobile banking and
mobile deposit, No monthly
fee and free estatement.
No Monthly fee
Free Online Banking
Free eStatement
Free Mobile Banking with Mobile Deposit
Free Brownie The Elf Debit Card
Free Partnered High School Debit Card
Free Cardinal Debit Card
Cardinal funds your account with $20

The Cardinal Smart Option Student Loan® by Sallie Mae®

Get the Money you need for School

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. 

*For borrowers attending degree-granting institutions. 

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates, providing even more choice and flexibility 
  • No origination fees and no prepayment penalty 
  • 3 repayment options 
  • Smart Option Student Loan® 
  • Multiple in-school repayment options available 
  • Borrower benefits available—like rewards and interest rate reductions 
  • Rates that reward creditworthy borrowers 
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate 
  • 24/7 online account management 

All accounts subject to approval. Restrictions and limitations may apply. 

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