SmartStart is geared toward young adults, ages 16-26, who would like to take their first step toward financial empowerment. Whether you’re a student, working, or just establishing a banking relationship, SmartStart Checking is for you.
- No Minimum Balance
- No Monthly Fee
- Earn Interest (Dividend-Bearing Tiered Rates)
- FREE Online Banking
- FREE Online Bill-Pay
- FREE Online Statements
- FREE Online Check Images
- FREE Debit Card
- FREE Direct Deposit
- FREE ATM Transactions (Cardinal-Owned ATMs)
- 5 FREE (Non-Cardinal) ATM Transactions Per Month
- Unlimited Check Writing
- Unlimited Teller Transactions
- Overdraft Protection
This account has no balance requirements for members ages 16-26. Once a member reaches age 26 or older, the account will automatically be converted to a Free Checking Account for your convenience.