If you have been denied a checking account at a bank, this is your Second Chance.
Second Chance Checking is designed for those who may have had a few bumps in the road. If a member is successful with this account over a 12-month period, he or she may be eligible to enroll in one of our standard checking products.
- No Minimum Balance
- FREE Online Banking
- FREE Online Statements
- FREE Debit Card
- FREE Direct Deposit (Required)
- FREE ATM Transactions (Cardinal-Owned ATMs)
- 5 FREE (Non-Cardinal) ATM Transactions Per Month
- 10 FREE Bill-Pay Transactions Per Month, $0.50 Thereafter.
- Unlimited Teller Transactions
This account includes a low monthly maintenance fee of $8.95. Direct deposit is required with this account. No checks are issued, but a debit card is issued following the first direct deposit into the account.