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Take advantage of the checking account that fits your lifestyle.

All Cardinal checking accounts feature these benefits:

ONLINE BANKING & BILL PAY

ATMs

MOBILE BANKING

VISA® DEBIT CARD

ONLINE STATEMENTS

 

Monthly Maintenance Fee

$6.95/month¹
plus dividends forfeited 🛈Interest Checking Plus – 10 signature-based debit card transactions per month. $10 minimum per transaction. At least $500 per month deposited to your account via direct deposit. Receive E-Statements. When requirements are met, account is eligible for dividends, and $6.95 monthly maintenance fee is waived. Tiered rates based on balance.

Waive fees

$6.00/month

$0.00/month²
If under age 26 🛈SmartStart Student Checking – There is no monthly maintenance fee with SmartStart Checking when you are under the age of 26. Account may be converted to Free Checking automatically after reaching 26 years of age, $6.95 monthly service fee applies if over the age of 26.

Waive fees

$0.00/month³
no monthly fee
no minimum balance 🛈Free Checking – No monthly fee, no minimum balance.

Interest Bearing

Free Checks

Preferred pricing on Certificates

Free non-Cardinal ATM transactions

5 Free Transactions
$1.00 Per Transaction

Overdraft Protection

Online Banking & Auto Bill Pay

Mobile Deposit

Mobile Banking App

Cell Phone Protection

ID Theft Aid

Roadside Assistance

Local Shopping Discounts

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All accounts subject to approval. Restrictions and limitations apply.
¹ Interest Checking Plus – 10 signature-based debit card transactions per month. $10 minimum per transaction. At least $500 per month deposited to your account via direct deposit. Receive E-Statements. When requirements are met, account is eligible for dividends, and $6.95 monthly maintenance fee is waived. Tiered rates based on balance. On first $15,000; remaining balance earns dividends at second-tier money market rate if requirements are met.
² SmartStart Student Checking – There is no monthly maintenance fee with SmartStart Checking when you are under the age of 26. Account may be converted to Free Checking automatically after reaching 26 years of age, $6.95 monthly service fee applies if over the age of 26.

³ Free Checking – No monthly fee, no minimum balance.
* Savings Account – The Savings (Share) Account is the primary account for every credit union member. Every member is required to open a Savings Account and maintain a $5.00 minimum balance to remain an active member. This account begins paying dividends with a minimum $100.00 average daily balance.

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