Cleveland Crunch SmartStart

Debit Card for Kids

Kick off a strong financial journey with a Cleveland Crunch Debit Card! Kids get access to exclusive events, a cool custom card, and more.

KIDS GET THEIR KICKS,
ON AND OFF THE FIELD

Exclusive Pregame
Field Access

Get them in the match-day spirit with the
ultimate pregame experience: stepping onto
the field before home games!

Go behind the scenes to see how the team
gets ready to score.

Instant Gear & Chances to Win Autographed Swag

Your kid can rep the Cleveland Crunch with
an exclusive hat and four chances to win
autographed merchandise every year.

This is their shot at signed swag you won't
find anywhere else!

Win Home Game Tickets All
Season Long

Every week, they'll be automatically entered
into a home game ticket giveaway!

Give boredom the yellow card just by putting
their debit card to work.

Meet Kickster & Cleveland
Crunch Players

Little fans have big opportunities to see their
favorite Cleveland soccer stars at exclusive events.

Don't let them miss out on the action.

*photos taken by Kim Karbon Photography

GROW YOUR KIDS' FINANCIAL CONFIDENCE

Do it all from the Cardinal app

Track

See what they spend without hovering.

Check balances, monitor transactions, and keep an eye on spending anytime in the Cardinal app.

Teach

Turn everyday purchases into real-world lessons.

Set savings goals together, talk through choices, and help your kid understand how money works while they’re actually using it.

Grow

Build smart habits that last a lifetime.

Kids practice spending responsibly while you guide the process. They gain independence, you keep the guardrails in place.

PARENTS SCORE MORE THIS
SOCCER SEASON

Parents, open your own account and become a member, too!

A Winning Game
Plan for the
Whole Family

There’s even more to love as a Cardinal member. Open your own account and become a member to unlock these exclusive perks.

Exclusive Crunch Giveaways & Raffles

Score the autographed swag your friends will be jealous of. Plus, get pregame field access and a weekly raffle entry for a chance to win home game tickets.

FREQUENTLY ASKED
QUESTIONS

Why should I sign my kid up for the Cleveland Crunch Debit Card?

A Cleveland Crunch Debit Card helps your kid develop a strong financial foundation in a safe, parent-guided environment with exciting Cardinal Credit Union benefits, fun, local perks, and of course, tons of Cleveland Crunch activities and rewards.

With the program, your kid gets access to a free savings account, a custom Cleveland Crunch debit card, and tools to monitor transactions, build saving habits, and gain financial independence.

Where can my kid use their debit card?

Your kid can use their Cleveland Crunch Debit Card to pay anywhere debit cards are accepted and to access ATMs where eligible.

What age kid is the Cleveland Crunch Card for?

Cleveland Crunch Debit Card is designed for kids ages 6-18, with a parent or legal guardian on the account. The program keeps parents in control with monitoring kids’ access to save and spend.

Can I monitor my kid’s spending?

Yes, parents can always view balances, transactions, and account activity through the Cardinal app. This way you can keep tabs, advise, and use real purchases as teachable moments.

Can I set allowances or teach budgeting?

Yes, the Cleveland Crunch Debit Card includes tools and guidance to help families set allowances, create savings goals, and coach responsible spending. Many parents use the account to create simple “spend, save, share” routines that make money management easier for kids to understand.

Are there Cleveland Crunch-related perks?

FPO

What happens when my kid is ready for their next account?

Cardinal Credit Union is there every step of your kid’s financial journey. When they have a strong financial foundation and outgrow this account, we have a number of accounts for you and them to choose from that will best align with their next goals.

Are there monthly fees for the Cleveland Crunch Debit Card?

No. There are $0 monthly service fees for the Cleveland Crunch Debit Card. It’s built to be family-friendly and accessible so parents can focus on learning, not maintenance costs.

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