| Deposit Accounts | Tiers | APY* | Dividend Rate |
|---|---|---|---|
| Platinum Money Market Savings Account | 1.50% | 1.49% | |
| Jumbo Money Market Savings Account | 0.75% | 0.75% | |
| Money Market Savings Account | 0.50% | 0.50% | |
| Individual Retirement Savings Account (IRA) | 0.20% | 0.20% | |
| Savings (Share) Account | 0.05% | 0.05% | |
| Holiday Club Account | 0.05% | 0.05% | |
| Premier Checking | $50,000+ $25,000-$49,999 $10,000-$24,999 $1,000-$9,999 | 0.15% 0.10% 0.05% 0.05% | 0.15% 0.10% 0.05% 0.05% |
| Premier Plus Checking | $0-$15,000 $15,001+ | 1.00% 0.50% | 1.00% 0.50% |
| SmartStart Checking | $5,000+ $2,500-$4,999 $500-$2,499 | 0.15% 0.10% 0.05% | 0.15% 0.10% 0.05% |
| Certificates of Deposits ($500 minimum) | APY* | Dividend Rate |
|---|---|---|
| 3 Month Certificate | 1.00% | 1.00% |
| 4 Month-Promotional Certificate | 4.00% | 3.93% |
| 6 Month Certificate | 3.80% | 3.74% |
| 9 Month Certificate | 2.50% | 2.47% |
| 12 Month Certificate | 3.85% | 3.78% |
| 18 Month Certificate | 2.50% | 2.47% |
| 24 Month Certificate | 2.25% | 2.23% |
| 36 Month Certificate | 2.25% | 2.23% |
| 48 Month Certificate | 2.25% | 2.23% |
| 60 Month Certificate | 2.25% | 2.23% |
*Annual Percentage Yield (APY), Dividend Rates and Terms subject to change without notice.
There is a penalty assessed for early withdrawal of Certificate.
Business transacted at Cardinal Credit Union is governed by the laws of the State of Ohio.
$100 minimum balance to earn dividends on Savings & Holiday Accounts.
$5,000 minimum balance on Money Market to earn stated APR/APY.
$25,000 minimum balance on Jumbo Money Market to earn stated APR/APY.
$50,000 minimum balance on Platinum Money Market and active Cardinal Checking Account with a minimum of $500 direct deposits each month to earn stated APR/APY.
$100 minimum deposit on IRA Savings; $500 minimum deposit on Certificates and IRA Certificates, $5,000 minimum deposit for Promotional Certificates; IRA Certificates now match traditional, non-promotional, CD rates offered. Contact Credit Union for details.
$1,000 minimum balance on Premier Checking.