About Us

Mission Statement

To brighten our members' financial future.

Membership Eligibility

You may become a member of Cardinal Community Credit Union if you live, work, worship, or attend school in Lake, Cuyahoga, Geauga, or Ashtabula counties.

What Is A Credit Union?

A credit union is a member-owned, not-for-profit cooperative that is owned, managed, and utilized by its member-owners. The Board of Directors is elected from and by the general membership and are unpaid volunteers. The members are both the stockholders and the customers. Therefore any profits the credit union realizes are returned to the member-owners in the form of lower loan rates, higher savings rates, lower fees, and stronger capital than for-profit, stockholder-owned and controlled banks.

History

Cardinal Community Credit Union has been providing financial services to employees of various companies and organizations in the Mentor/Cleveland area for more than half a century. We were initially organized in 1953 to serve the employees of the Mentor Public School System. Today we are a community chartered credit union serving citizens in Lake, Cuyahoga, Geauga, and Ashtabula counties.

Cardinal Community Credit Union is a not-for-profit financial cooperative owned by its members. This means that as a credit union member, you are never a customer but a full partner and owner. The credit union motto “People Helping People” is demonstrated in every transaction that takes place at Cardinal. We promise each member personalized service and individualized financial attention.

We offer a full range of financial products and prides itself on offering the best possible rates and services to its member-owners. Choose from a wide variety of deposit services that include Savings Accounts, Checking Accounts, Money Market Accounts, IRA's, and Share Certificates of Deposit (CD's) from 3 to 60 months. We offer Loans, from New and Used Autos to First Mortgages, Home Equity to VISA cards, and Signature Loans. Many other no cost or low cost services are offered, including MasterCard Debit Cards, Travelers Checks, Money Orders, 24 Hour Teller, our easy-to-use website, and much more.

To become a member, you only need a minimum $5.00 deposit into a Savings Account. That first deposit provides you with immediate access to the many products and services available at Cardinal Community Credit Union. Membership has its privileges, and you retain those privileges throughout your life. Once a member, always a member! In addition, all relatives of current members can become members regardless of residency.