Convenience Services

E-Statements

E-statements are safe, convenient and help save the environment! You must be enrolled in Virtual Branch our free online account access program to enroll for E-Statements. Click below to enroll. Once you have enrolled in HFS, click the tab at the top of the page marked "Servicesw" to enroll for E-Statements.

I Want E-Statements

Debit Cards

Our Cardinal Community MasterCard Debit Card is a powerful tool to access your funds safely anytime, anywhere you see the MasterCard logo! Use your Debit Card as an electronic check from your Cardinal Community checking account or as an ATM Card to access your funds at most ATMs within the United States!

AllPoint ATM Network, MoneyPass/US Bank & Alliance One ATM's

By special arrangement with AllPoint Network and MoneyPass/US Bank, members using their Debit Card at any of 37,000 plus AllPoint locations or MoneyPass/US Bank ATM will not incur a surcharge fee. (Standard ATM fees may apply based on your credit union relationship). The same is true of any Alliance One ATM. Alliance One ATMs are owned by other credit unions throughout the United States.

Surcharge-Free ATM Locators

AllPoint http://www.AllPointNetwork.com

AllPoint Mobile Locator http://locator.allpointnetwork.com/AllpointMobile.aspx

MoneyPass/US Banks http://www.moneypass.com/moneypasslocator/search.jsp

Alliance One http://www.allianceone.coop/allianceone/

Audio Response Teller (ART)

Use any Touch-Tone® phone to access your accounts 24/7. Sign up for this free and convenient service. Transaction codes for this service are listed below.

Click below to view or print ART transaction codes and instructions.

Printable ART Instructions

Virtual Branch

Cardinal Community’s online banking service Virtual Branch, is an easy and FREE method to access your accounts 24/7from any computer with Internet access worldwide! Sign up and perform all your financial tasks anytime, anywhere!

IPAY Online Bill Pay

Save the time and expense of mailing checks with Online Bill Pay! You can pay all of your bills simply and easily with this service. This service is totally FREE with ECO Checking and Premier Money Market Checking. This service offers 20 FREE transactions per month with our Classic Checking and 10 FREE transactions with our Smart Start and Second Chance Checking Accounts. This service is less costly for members financially, because it saves having to use checks and pay postage.

Direct Deposit/Payroll Deduction

You may direct recurring payments to your credit union accounts automatically with Direct Deposit, Payroll Deduction or ACH. These free services ensure that your funds will be automatically deposited on the specified day. No need to make a trip to the credit union or stand in line to deposit your paycheck, Social Security check, or retirement check!
You may also direct part of your deposit automatically to monthly loan payments, deposit into your Savings and/or Holiday Club accounts, and even into your children's accounts.
Consult our Member Service professionals for more details on these convenient free services.

This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.

Shared Branching

Cardinal Community Credit Union is part of the Shared Branching Network. Members can access their accounts or basic transactions at thousands of credit union branches in all 50 states.

Available transactions include:

Cash Deposits and Withdrawals
Check Deposits with Holds
Check Cashing with Holds
Transfers
Loan Payments
Printed Statements
Phone Access to Home Credit Union

Our check holds (2, 5 & 10 days) will prevail on all Cardinal transactions done in a shared branch.

Cardinal Community is what is known as an issuing credit union. This means that while our members can access their accounts at other credit unions we cannot , at this time, serve members from other credit unions.

To locate a shared branch call 1-800-919-2872 or visit www.sharedbranching.org